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Private versus Federal Consolidation Loans – What’s the Difference?

Private versus Federal Consolidation Loans – What’s the Difference?

A consolidation loan lets you combine your federal student loans into a single loan with one monthly payment. There are two programs available for consolidating student loans:

-The Federal Family Education Loan (FFEL) Program, through which banks, secondary markets, credit unions, and other lenders provide the consolidation loan

-The William D. Ford Federal Direct Loan (Direct Loan) Program, ...

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